Wirex Card

Wirex Fees

Zero basic maintenance: The standard account and card have no monthly fees, though physical card issuance costs around €5–10 plus delivery.
Tiered rewards and costs: Higher cashback (up to 8%) requires paid subscriptions (Premium €9.99/mo or Elite €29.99/mo) and holding/staking WXT tokens.
ATM limits and FX: Free ATM withdrawals are limited (e.g., £200/mo), with a 2% fee thereafter; currency conversions often include a markup or spread above the mid-market rate.
Crypto-to-fiat spending: Spending crypto directly at terminals incurs real-time conversion spreads, which vary depending on the asset and market conditions.

Wirex Fees and Trading Costs

Service	Fee Type	Details
Account Maintenance	Free	No monthly subscription for standard users.
Card Issuance	Varies	Depends on region (often free).
ATM Withdrawals	2%	After monthly limit (~€200/£250 equivalent).
Crypto Exchange	Variable	Incorporated as a fee in the exchange spread.
Blockchain Withdrawals	Network Fees	Variable based on network congestion/gas.

Exchange Spreads: Wirex does not charge a fixed transaction fee; costs are embedded in the exchange spread.
Subscription Tiers: Premium Wirex tiers offer higher limits and more rewards but require monthly subscriptions.
Local Fees: Check regional specificities in the Wirex app as non-EUR/GBP rates may incur additional cross-border costs.