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Wirex Card

Wirex Fees

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Wirex Fees

  • Zero basic maintenance: The standard account and card have no monthly fees, though physical card issuance costs around €5–10 plus delivery.
  • Tiered rewards and costs: Higher cashback (up to 8%) requires paid subscriptions (Premium €9.99/mo or Elite €29.99/mo) and holding/staking WXT tokens.
  • ATM limits and FX: Free ATM withdrawals are limited (e.g., £200/mo), with a 2% fee thereafter; currency conversions often include a markup or spread above the mid-market rate.
  • Crypto-to-fiat spending: Spending crypto directly at terminals incurs real-time conversion spreads, which vary depending on the asset and market conditions.

Wirex Fee Breakdown

ServiceFeeDetails
Maintenance€0 / moStandard account is free.
ATM Withdrawal2%After monthly limit of ~€200.
Crypto WithdrawalsVariableNetwork fee only.
Trading FeeSpread-basedBuilt into the market price.

Important Notes

  • Higher cashback tiers (up to 8%) require monthly paid subscriptions.
  • Always check the spread before confirming trades.