The Trade Republic card combines a standard debit card with investment features. It offers a unique "Saveback" mechanism where 1% of your spending is automatically invested into a pre-selected savings plan.
| Feature | Virtual | Classic | Mirror (Metal) |
|---|---|---|---|
| Issuance Fee | Free | ā¬5 (One-time) | ā¬50 (One-time) |
| Monthly Fee | ā¬0 (No subscription) | ||
| ATM Withdrawals | Free (min. 50 EUR per withdrawal), otherwise 1 EUR fee | ||
| Saveback Rewards | 1% (up to 15 EUR/month) | ||
1% Saveback
Invest 1% of your card spending automatically into a savings plan. Requires a monthly savings plan investment of at least 50 EUR.
Roundup Investment
Round up card payments to the next whole Euro and invest the difference into your choice of assets.
No FX Fees
Global card payments use the ECB interbank exchange rate with no additional markup.
Saveback Calculator
Estimated Monthly Saveback: ā¬10.00
*Rewards capped at 15 EUR/month. Requires 50 EUR monthly savings plan active.