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Nexo Card Staking

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What you should know about Nexo card staking

  • Loyalty Tiers: Rewards depend on your NEXO token holdings; you must hold NEXO tokens to reach Silver, Gold, or Platinum tiers for maximum benefits.
  • Cashback Rates: Platinum tier users earn up to 2% cashback in NEXO or 0.5% in BTC on all purchases made with the Nexo Card.
  • No Staking Lockup: Unlike traditional staking, NEXO tokens held in your Loyalty Account are not locked and still count toward your tier while being available for other uses.
  • Additional Perks: Higher tiers also unlock lower borrowing rates, more free crypto withdrawals, and higher interest rates on other assets in your Nexo wallet.

Nexo’s Earn product is closely tied to your card tier and loyalty program. By holding NEXO tokens, you unlock higher APYs and additional benefits across your entire crypto portfolio.

Typical Staking APYs (Platinum Tier)

Asset Flexible Term Fixed Term (1-3 Mo)
Bitcoin (BTC)4.0%Up to 7%
Ethereum (ETH)4.0%Up to 7%
Tether (USDT)8.0%Up to 16%
NEXO Token7.0%Up to 12%

Term Comparison

  • Flexible Terms: No lockup period. Interest is paid daily and compounded. You can withdraw at any time.
  • Fixed Terms: Locked for 1-3 months. Offers significantly higher APY, but funds are inaccessible until the term ends.

Common Pitfalls

Always maintain your loyalty tier by holding enough NEXO tokens, or your APY will automatically revert to the lower Base tier.