Nexo Card

Nexo Card Fees

Zero maintenance costs: There are no monthly, annual, or inactivity fees, and you can order the virtual card for free.
Tier-based ATM limits: You get between 1 and 10 free ATM withdrawals per month (up to €2,000) depending on your Loyalty Tier; a 2% fee (min. €1.99) applies thereafter.
FX & Crypto Spaps: Foreign exchange is free up to €20,000 monthly, while crypto-to-fiat swaps typically incur a small spread/fee around 0.75%.
Cashback rewards: Every purchase earns up to 2% cashback in NEXO tokens or 0.5% in BTC, which effectively offsets many underlying transaction costs.

Nexo Card Fee Structure 2026

The Nexo Card is designed for cost-efficiency. Below is a comprehensive breakdown of trading, withdrawal, and deposit fees.

Fee Type	Cost	Details
Annual Fee	€0	No subscription or maintenance costs.
Card Issuance	€0	Free digital and physical card order.
ATM Withdrawals	0% (up to limit)	Up to €200 free per month (Tier dependent). 2% thereafter.
Foreign Exchange (FX)	0% (up to limit)	Up to €20,000/month free. 0.5% fee above the limit.
Crypto Trading Fees	~0.75%	Spreads/Fees vary by market and liquidity.
Crypto Withdrawals	Network dependent	Free up to monthly limit (Tier dependent).