Crypto.com Visa Card

Crypto.com Midnight Blue

What you should know about Crypto.com midnight blue

Entry-level card: The Midnight Blue is the only tier that requires zero CRO staking, making it a risk-free way to test the Crypto.com ecosystem.
Basic rewards: It typically offers 0% or very low cashback (depending on region/promotions) and lacks premium perks like Spotify or Netflix reimbursements.
Free ATM withdrawals: Enjoy fee-free ATM withdrawals up to 00 per month, with a 2% fee applied to any amounts exceeding this limit.
Virtual and physical: You can use the virtual card immediately upon approval for online shopping while waiting for the physical plastic card to arrive.

Midnight Blue Card Overview

The Midnight Blue is the entry-level card in the Crypto.com Visa ecosystem, designed for users who want to experience crypto-backed spending without the need to stake or lock up CRO tokens.

Fee & Reward Structure

Feature	Details
Annual Fee	$0
Cashback	1%
ATM Withdrawal (Free)	Up to $200/mo
FX Fees	Standard (No premium waivers)
Staking Requirement	$0

Common Pitfalls

No Subscription Rebates: Unlike premium tiers, this card does not offer rebates for Spotify, Netflix, or Prime.
Limited ATM Limits: The free ATM withdrawal limit is significantly lower than premium tiers.
No Lounge Access: Does not include airport lounge access.