Crypto.com Visa Card

Crypto.com Card Tiers

Staking Requirements: Card tiers are defined by the amount of CRO (Cronos) you stake/lock up for 180 days, ranging from $0 (Midnight Blue) up to $400,000 (Obsidian).
Reward Rates: Cashback rewards scale with your tier, typically offering between 0% (basic) up to 5% back on spending for the highest tier, though monthly caps apply to lower levels.
Lifestyle Perks: Higher tiers include rebates for Spotify, Netflix, and Amazon Prime, alongside airport lounge access (LoungeKey) and exclusive Crypto.com Private benefits.
Physical Card: While virtual cards are issued immediately, physical metal cards (except Midnight Blue) require a one-time fee or specific tier access in some regions.

Crypto.com offers a tiered Visa card system where rewards and benefits scale with the amount of CRO tokens you stake. Below is a breakdown of the current tiers, staking requirements, and key rewards as of March 2026.

Card Tier	Stake (USD)	Spending Reward*	Key Perks
Obsidian	$400,000	5%	Private Pack, Amazon Prime, Netflix, Spotify, Airbnb (10%)
Icy White / Frosted Rose Gold	$40,000	3%	Amazon Prime, Netflix, Spotify, Expedia (10%)
Royal Indigo / Jade Green	$4,000	2%	Netflix (monthly cap), Spotify (monthly cap), Airport Lounge
Ruby Steel	$400	1%	Spotify (6 months)
Midnight Blue	$0	0%	No staking required, basic features

*Spending rewards require an active CRO stake. Rates may vary by region and are subject to Crypto.com terms.

Reward Estimator

Estimate your monthly CRO rewards based on spending:

Monthly Spend ($):

Card Tier:

Estimated Monthly Reward: $10.00