Crypto.com Visa Card

Crypto.com Card Benefits

What you should know about Crypto.com card benefits

Tiered Cashback: Rewards range from 1% to 8% in CRO tokens, depending on your staking level or subscription tier.
Staking Requirements: Accessing higher benefits requires locking up CRO for at least 180 days, exposing you to token price volatility.
Perks & Rebates: Mid-to-high tiers offer rebates for Spotify, Netflix, and Amazon Prime, plus airport lounge access and higher travel rewards.
Spending Limits: While cashback is generous, most lower tiers have monthly reward caps, and benefits can be downgraded if you unstake your CRO.

The Crypto.com Visa Card is a metal prepaid card that offers a tiered reward system based on the amount of CRO tokens locked in the platform. Higher tiers provide significantly better cashback rates and lifestyle perks like subscription rebates and airport lounge access.

Card Tier	CRO Lockup (USD)	CRO Rewards*	Monthly Perks
Obsidian	$400,000	5.0%	Spotify, Netflix, Prime, Lounge+1, 10% Airbnb
Icy White / Rose Gold	$40,000	3.0%	Spotify, Netflix, Prime, Lounge+1, 10% Expedia
Royal Indigo / Jade Green	$4,000	2.0%	Spotify, Netflix, Lounge (Self)
Ruby Steel	$400	1.0%	Spotify (6 months)
Midnight Blue	$0	0.0%	None

*Rewards rates apply while maintaining an active CRO lockup. Rates are lower without a stake.

Benefit & Cashback Estimator

Select your tier and enter your estimated monthly spending to see your potential annual value.

Select Card Tier:

Monthly Spend ($):

Estimated Monthly Value: $0.00

Estimated Annual Value: $0.00

Important Considerations

CRO Volatility: The value of your locked CRO can fluctuate significantly, impacting the overall return on investment.
Rebate Caps: Subscription rebates are capped at a specific USD amount (e.g., $13.99 for Spotify).
Staking Duration: To maintain the full rewards rate, you must keep your CRO locked. Unlocking assets reduces cashback and removes most rebates.