Crypto.com Staking & Rewards Overview (2026)
Rewards on Crypto.com are primarily driven by the "Crypto Earn" program and on-chain staking. APY rates depend heavily on your CRO Stake tier and the chosen Lockup Term.
| Asset | Flexible Term | 1-Month Fixed | 3-Month Fixed | Max APY (CRO Tier) |
|---|---|---|---|---|
| Cronos (CRO) | 2.00% | 4.00% | 6.00% | 19.07% |
| Bitcoin (BTC) | 0.50% | 1.00% | 1.50% | 2.50% |
| Ethereum (ETH) | 1.00% | 2.00% | 3.00% | 4.00% |
| Polkadot (DOT) | 4.00% | 8.00% | 12.00% | 14.50% |
| Solana (SOL) | 2.00% | 4.00% | 6.00% | 7.00% |
| Polygon (MATIC) | 1.50% | 3.00% | 5.00% | 6.50% |
Lockup Term Conditions
- Flexible: No lockup period; withdraw any time. Lowest reward rates.
- 1-Month Fixed: Assets locked for 30 days. Higher rewards than flexible.
- 3-Month Fixed: Assets locked for 90 days. Best rates for non-CRO staking.
CRO Staking Tiers
Rates shown in the "Max APY" column require a CRO stake of $40,000 or higher (Jade Green / Royal Indigo and above).