Revolut Crypto Staking lets eligible customers in supported regions (typically UK & EEA; availability is entity- and country-specific) stake selected proof-of-stake assets in-app. Revolut marketing currently promotes up to ~19–22% variable APY across the staking catalogue, paid on a daily or weekly cadence depending on the asset, with rewards shown as an in-app net APY.
Rates move constantly. Figures below mix official public pages (where scraped) and Help/legal wording. Always confirm the live APY, minimum stake, lock/unbonding timer, and any Revolut commission band in the app before staking. Crypto staking can involve slashing, lockups, and full principal volatility — it is not a bank deposit or savings rate.
Headline APY (public marketing / asset pages)
| Asset | Published APY cue | Source type | Notes |
|---|---|---|---|
| Catalogue max | Up to 19% – 22% (variable) | Marketing hub | /crypto/ shows “up to 19%”; indexed /crypto/staking/ snippets show “up to 22%”. Highest band is asset- and time-specific. |
| Cosmos (ATOM) | Up to 21.06% | Asset staking page | Official /crypto/staking/cosmos headline (SERP). Likely drives the catalogue “up to 22%” band when live. |
| Ethereum (ETH) | Up to 2.45% | Asset staking page | Official /crypto/staking/ethereum. Unstaking exit ~11 days before funds return to main balance (page FAQ). |
| Solana (SOL) | Variable — in-app | Listed on hub | Named on staking hub with ETH/DOT. Public page APY not reliably scraped this run; use in-app net rate. |
| Polkadot (DOT) | Variable — in-app | Listed on hub | Named on hub; protocol unbonding is multi-week class — confirm timer in-app. |
| Cardano (ADA) | Variable — in-app | Help + history | Help “auto-staking” example uses ADA; rewards described as added about weekly while held/staked. |
| Tezos (XTZ) | Variable — in-app | Help fee article | Supported since launch set; commission bands published in Help (see fees table). |
| Other PoS tokens | Variable — in-app | App catalogue | Hub copy: “SOL, ETH, DOT, and other tokens”. Full list is regional and can change without a marketing-page update. |
*Do not treat stale third-party grids (e.g. fixed 11.5% DOT / 5.8% SOL) as current. Protocol yields and Revolut’s net display change; only in-app or a live asset page is authoritative for a given day.
Lockups, rewards cadence & unstaking
| Topic | What Revolut publishes |
|---|---|
| Reward timing | Marketing: APY paid daily or weekly by asset. Help: some networks have a waiting period before rewards start; delays can occur beyond Revolut’s control. |
| During protocol lockup | Help: while assets remain staked you keep price exposure; during many protocol lockups rewards may not accrue. Timer is shown when you stake/unstake. |
| ETH exit | Asset page FAQ: initiate unstake anytime; ~11 days before ETH is available on main balance (was commonly described as ~10 days in older press — use the in-app value). |
| ADA / soft-style assets | Help auto-staking: eligible purchases can be staked automatically; example rewards flow to the ADA balance on a ~weekly rhythm while held. |
| Minimum stake | Varies by token; Help: minimum is shown in-app at stake time. |
| Ownership / compounding | Marketing asset pages: you keep ownership of staked crypto; rewards are tracked in-app and may be compounded depending on product path. |
Fees & commission (read carefully)
Public messaging is split between marketing (“no platform fee” / “we don’t take a cut”) and legal/Help detail (asset-level reward commission + on-chain validator cuts). Treat the in-app net APY as what you actually earn after Revolut’s disclosed cut.
| Fee layer | Published detail |
|---|---|
| Marketing platform fee | /crypto/ and staking hub: no platform fee from Revolut; “third-party fees may apply”. |
| Legal staking commission | UK personal crypto schedule (legal): Revolut may take 0–50% of staking rewards by asset. Displayed APY is net of that cut. |
| On-chain validator | Legal/Help: third-party validators may take up to about ~3% of gross rewards on some chains before netting. |
| Help — Tezos (XTZ) example bands | Indexed Help fee article: 30% commission if active stake > 1,000 XTZ; 35% if active stake < 1,000 XTZ. |
| Help — Solana (SOL) example bands | Same Help family: 20% if active stake > 100 SOL; 35% if active stake < 100 SOL. |
| Other assets | Per-asset commission is listed in Help “fee associated with staking” / shown when you open the stake ticket. Re-check after balance crosses tier thresholds. |
| Buy/sell vs staking | Buying crypto to stake still incurs normal Revolut exchange fees (plan % / Ultra volume tiers). Staking flows are excluded from Ultra 30-day volume tiers on the fee schedule. |
| Unstake / withdraw off-platform | Unstaking returns assets to Revolut crypto balance (after network wait). External withdrawal still uses the usual service fee (£1 / £3 class by asset on UK legal schedule) + network fee. |
How to stake (in-app)
- Confirm eligibility — Crypto and staking must be enabled for your country/entity (UK/EEA common; US crypto staking is generally not offered; local suspensions can happen — e.g. Hungary paused then resumed staking in 2025 after a legal reassessment).
- Open Crypto → Staking (or the asset’s stake control on its detail screen).
- Pick the asset and read the live net APY, commission, minimum amount, reward frequency, and unbonding estimate.
- Enter the amount from your Revolut crypto balance (buy first if needed — exchange fees apply on the buy).
- Confirm stake and wait out any activation/waiting period before rewards begin.
- Track rewards on the staking position; cadence is daily or weekly by asset.
- Unstake from the same screen when you want liquidity; wait the protocol/Revolut exit timer (ETH ~11 days on the public ETH page) before trading or withdrawing.
Prerequisites
- Verified Revolut retail account in a staking-enabled region
- Crypto access accepted for your entity (e.g. Revolut Ltd / RDAEL terms where applicable)
- Enough balance of a supported PoS asset above the in-app minimum
- Acceptance of crypto risk disclosures (slashing, volatility, variable APY)
Common pitfalls
- Assuming “no platform fee” means 100% of protocol yield — legal schedule allows 0–50% reward commission by asset; Help publishes tiered % on SOL/XTZ. Trust net APY + fee breakdown in-app.
- Planning liquidity around marketing APY only — ETH-class exits take days; DOT-class unbonding can be weeks; you keep price risk the whole time.
- Ignoring buy fees — staking yield can be dwarfed by the spread/% fee paid to acquire the asset.
- Using outdated APY tables — third-party and old topic grids go stale quickly; catalogue max has printed both 19% and 22% in 2026 marketing surfaces.
- Regional false confidence — feature can be disabled by local law even if the global marketing page still advertises staking.
- Confusing staking with Savings Vaults / fiat interest — different product, different protection regime, crypto principal at risk.
Illustrative rewards estimator
Uses published headline APYs only where we have a public figure (ETH 2.45%, ATOM 21.06%). Other assets use a manual APY you paste from the app. Output is simple non-compounding annualization for comparison — not a promise of returns.
Effective APY used: 2.45%
Est. annual rewards: 24.50
Est. monthly (÷12): 2.04
Risk summary
- Slashing / validator failure — marketing and risk copy call out possible loss of staked assets if validators misbehave.
- Market risk — rewards in-kind do not hedge token price drawdowns.
- Variable yield — network participation and Revolut routing change the net APY without notice.
- Operational / regional risk — Revolut can suspend staking or crypto features under local rules.
- No deposit-scheme cover on staked crypto the way covered fiat balances may be protected.
Sources
- https://www.revolut.com/crypto/ — staking headline “up to 19% APY”, SOL/ETH/DOT, no platform fee, third-party fees, daily/weekly pay (cached marketing HTML)
- https://www.revolut.com/crypto/staking/ — hub “up to 22% APY” (public SERP snippet)
- https://www.revolut.com/crypto/staking/ethereum — ETH up to 2.45% APY; ~11-day unstake (SERP)
- https://www.revolut.com/crypto/staking/cosmos — ATOM up to 21.06% APY (SERP)
- https://help.revolut.com/…/crypto-staking/ — basics, lockup/reward wait, auto-staking ADA weekly example, fee article with XTZ/SOL commission bands (Help SERP)
- https://www.revolut.com/legal/exchangingcryptocurrenciespersonalfees/ — staking commission 0–50% of rewards; validator ~3%; net in-app APY (UK legal; paired with topic-revolut-crypto-fees refresh)
- https://financefeeds.com/revolut-resumes-crypto-staking-in-hungary-following-legal-reassessment/ — regional pause/resume context (Jul 2025)
Research pass: 2026-08-14. Live revolut.com/help.revolut.com often return Cloudflare 403 from datacenter IPs; marketing APY lines validated from a non-CF /crypto/ HTML capture plus search-index snippets of official staking/Help URLs. Re-scrape in-app or via residential browser before relying on a single asset rate.