Coinbase Card

Coinbase Card Fees

No Transaction Fees: Spending with the Coinbase Card (Visa) generally has 0% transaction fees, making it a cost-effective way to use your crypto or cash balance for daily purchases.
Spread & Conversion: While there are no direct spending fees, Coinbase applies a spread (typically around 0.5% to 2.0%) when converting your cryptocurrency into fiat (USD/EUR) at the moment of purchase.
ATM Withdrawals: Domestic ATM withdrawals are usually free up to a certain limit (e.g., $200/month), after which a small percentage fee (around 1%) may apply; note that the ATM operator may still charge their own fee.
Card Issuance: There is typically no monthly maintenance fee, though some regions may charge a small one-time fee (approx. 5.00 EUR/GBP) for the physical card issuance.

The Coinbase Card is a Visa debit card that allows users to spend their crypto and cash balances anywhere Visa is accepted. While Coinbase has significantly reduced fees for US users, certain limits and conversion costs still apply.

Core Fees & Limits

Fee Type	Cost / Limit
Annual/Monthly Fee	$0.00
Issuance Fee	$0.00 (US) / €4.95 (EU/UK)
Transaction Fee (US)	0%
ATM Withdrawal Limit	$1,000 / day
ATM Fee (International)	1% after first $200/month
Spending Limit	$2,500 / day

Rewards & Conversions

Users can earn up to 4% back in crypto rewards (depending on the asset selected). While there are no direct transaction fees for US users, spending crypto involves a spread on the conversion to fiat currency.

Rewards: Selection varies (e.g., 1% BTC, 4% XLM).
Spread: Typically around 0.50% to 2.00% depending on market volatility.
Currency: Available in US, UK, and various European countries.

Fee & Reward Estimator

Monthly Spend ($):Reward Rate (%):

Estimated Rewards: $40.00

Est. Conversion Spread Cost (1%): $10.00