Arena VoteLeaderboardsRainbow ChartAltcoin Season IndexCrypto Sentiment
← Back to Bitpanda Broker
Bitpanda Broker logo
Bitpanda Broker

Bitpanda Savings Plan

Go to Bitpanda Broker

What you should know about Bitpanda Savings Plan

  • Automated Investing: Set up recurring buys for Bitcoin, 200+ other cryptos, stocks, or gold to benefit from dollar-cost averaging.
  • Low Entry: Start saving from as little as €1 per interval, with flexible frequencies (daily, weekly, bi-weekly, or monthly).
  • Fee Structure: Purchases carry a spread-based fee (typically 1-1.5%), which can be reduced by using the Bitpanda Ecosystem Token (BEST).
  • Flexibility: You can pause, adjust, or cancel your savings plan at any time without long-term commitments or hidden exit fees.

The Bitpanda Savings Plan is an automated investment tool that allows users to invest periodically in their preferred assets, including cryptocurrencies, stocks, and precious metals. It leverages the dollar-cost averaging (DCA) strategy to help investors manage market volatility.

How to Set Up Your Savings Plan

  1. Access Profile: Log in to your Bitpanda account, click your user icon, and select "Savings plans".
  2. Select Assets: Choose the digital asset or stock you want to purchase.
  3. Set Amount & Frequency: Define the investment amount and choose your schedule (Weekly, Biweekly, or Monthly).
  4. Pick Payment Method: Select your preferred payout account (SEPA Direct Debit is commonly used).
  5. Start Plan: Confirm your details and start your recurring investment.

Key Features

  • Automated DCA: Invest fixed amounts at regular intervals to reduce timing risk.
  • High Flexibility: Edit, pause, or delete your savings plans at any time without penalties.
  • Multi-Asset Support: Available for Crypto, Stocks, ETFs, and Precious Metals.
  • Multiple Plans: Create separate plans for different assets or investment goals.

Safety Considerations

Ensure your chosen payment method (e.g., Bank Account) has sufficient funds before the scheduled purchase date to avoid transaction failures. Always keep your account credentials secure and monitor your investments regularly.