Trade Republic

Trade Republic is Europe's largest wealth creation platform, offering a full German banking license and easy access to capital markets.[source]

📍 Global

Go to Trade Republic View Ecosystem

What you should know about Trade Republic

Flat Fee Structure: Trade Republic charges a flat fee of €1 per trade for external settlement, with no additional commission, making it highly cost-effective for larger transaction volumes.
Regulated Security: As a German-licensed bank regulated by BaFin, Trade Republic offers a high level of institutional security, though crypto assets themselves are not covered by the statutory deposit guarantee.
Integrated Platform: The platform allows users to manage stocks, ETFs, and cryptocurrencies within a single app, offering a streamlined experience for diversified retail investors.
No External Withdrawals: Cryptocurrencies purchased on Trade Republic are held in cold storage by a licensed custodian; however, users currently cannot withdraw their crypto to private external wallets.

Pros & Cons

Strengths

+ German banking license
+ 1€ flat fee per trade
+ Interest on uninvested cash

Weaknesses

- Limited crypto features
- Cannot withdraw crypto to external wallets

AI-Verified Data

founded

2015

trading fees

€1 Flat Fee

No commission on trades. Only a €1 external settlement fee applies per transaction. Savings plans are completely free, but a spread is applied on prices.

crypto withdrawals

Not Supported

Users cannot withdraw or transfer cryptocurrencies to external self-custodial wallets. Assets must remain within the Trade Republic ecosystem.

supported assets

50+ Cryptocurrencies

Provides access to around 50 major cryptocurrencies including Bitcoin and Ethereum, in addition to a wide range of stocks and ETFs.

deposit fees

Free via Bank Transfer

Standard bank transfers are free of charge. After the first deposit, subsequent deposits using a credit card or digital wallet (Apple/Google Pay) incur a 0.7% fee.

uninvested cash interest

2.00% p.a.

Offers interest on uninvested fiat balances (currently around 2.00% p.a., tied to the ECB rate). Payouts are credited monthly with no maximum limit.

regulatory status

Full Banking License

Holds a full German banking license and is regulated by BaFin and the Bundesbank. Fiat balances are insured up to €100,000.

Trade Republic Ecosystem

Trade Republic Crypto

crypto broker

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